Wise Reviews

wise.com
Wise (formerly TransferWise) is a leading international money transfer service offering low-cost currency exchange and borderless banking solutions for individuals and businesses. Read verified Wise reviews from real users to learn about transfer fees, exchange rates, speed, customer support, and multi-currency account features. Our comprehensive Wise review covers how it compares to traditional banks, supported countries, mobile app functionality, and why millions trust Wise for international payments and currency conversion.

Rating Distribution

5 stars ⭐⭐⭐⭐⭐
68
4 stars ⭐⭐⭐⭐
57
3 stars ⭐⭐⭐
14
2 stars ⭐⭐
3
1 star ⭐
1
4.3
★★★★
Based on 143 reviews

Share Your Experience

Have you used this service? Share your review to help others make informed decisions.

RS

Rina Suzuki

Tokyo, JP ✓ Verified

Good service with small issues

Been using Wise for 25 months. Transparent fees which I appreciate. However, app could be improved. Still recommend overall.

NJ

Natalia Jiménez

Buenos Aires, AR ✓ Verified

Mostly satisfied

Been using Wise for 57 months. Fast transfers which I appreciate. However, verification took a bit long. Still recommend overall.

DS

Dorothy Smith

Seoul, KR ✓ Verified

Very poor experience

Had serious issues with Wise. Account verification took forever, transfers were delayed, and customer support was unhelpful. After 75 months of problems, I'm switching to another service. Cannot recommend based on my experience.

EL

Erik Lind

Stockholm, SE ✓ Verified

Good service with small issues

Been using Wise for 11 months. Easy interface which I appreciate. However, would like more features. Still recommend overall.

MD

Marta Díaz

Mexico City, MX ✓ Verified

Very quick

Very quick, very thorough, good follow up communication and follow through!

KT

Kimberly Thompson

Bangkok, TH ✓ Verified

Super super

Amazing service!

JM

Jasper Meijer

Amsterdam, NL ✓ Verified

Happy customer

Been using Wise for 72 months. Fast transfers which I appreciate. However, verification took a bit long. Still recommend overall.

HY

Hannah Yap

Singapore, SG ✓ Verified

Mixed experience

Used Wise for 66 months. Had some transfer delays. It works but there's room for improvement. Not bad but not great either.

DF

Davide Fontana

Rome, IT ✓ Verified

Easy to use

Very easy to transfer money between countries. Fast and reliable.

AC

Arjun Chong

Singapore, SG ✓ Verified

Good service with small issues

Been using Wise for 51 months. Great rates which I appreciate. However, app could be improved. Still recommend overall.

MW

Monika Wróbel

Warsaw, PL ✓ Verified

Disappointed

After 62 months, fees were not as advertised. Support tried to help but issues persisted. Considering other options.

AP

Alba Pérez

São Paulo, BR ✓ Verified

Ease of use and speed

Fast transfers and great exchange rates!

DF

David Fischer

Zurich, CH ✓ Verified

Amazing

Very easy to use, very helpful.

GT

Grace Thompson

London, GB ✓ Verified

Excellent

Excellent! Sending money overseas has never been easier, takes only a few seconds. Been using for 78 months.

ÁÁ

Ángel Álvarez

Madrid, ES ✓ Verified

Mixed experience

Used Wise for 78 months. Had some transfer delays. It works but there's room for improvement. Not bad but not great either.

RR

Roberta Rizzo

Rome, IT ✓ Verified

Mostly satisfied

Been using Wise for 39 months. Easy interface which I appreciate. However, app could be improved. Still recommend overall.

AC

Alfie Clarke

London, GB ✓ Verified

Good service with small issues

Been using Wise for 21 months. Great rates which I appreciate. However, would like more features. Still recommend overall.

LS

Lea Schmid

Berlin, DE ✓ Verified

User friendly

User friendly and easy transaction.

SL

Sarah Lee

Manila, PH ✓ Verified

Mixed experience

Used Wise for 78 months. App has some bugs. It works but there's room for improvement. Not bad but not great either.

LO

Liam Olofsson

Stockholm, SE ✓ Verified

Happy customer

Been using Wise for 21 months. Transparent fees which I appreciate. However, app could be improved. Still recommend overall.

CS

Carol Smith

Bangkok, TH ✓ Verified

Mixed experience

Used Wise for 36 months. Fees higher than expected for certain transfers. It works but there's room for improvement. Not bad but not great either.

TW

Thomas Wood

Auckland, NZ ✓ Verified

Simple transfers

It is always easy to transfer money and a simple step.

EC

Emma Chong

Hong Kong, HK ✓ Verified

Reliable service

I've been using Wise for 43 months now and it's been one of the most reliable services I've tried. Transfers are fast, transparent, and the fees are much lower compared to traditional banks.

Response from Wise

Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!

SC

Scarlett Clarke

London, GB ✓ Verified

Easy to use

Very easy to transfer money between countries. Fast and reliable.

KT

Kumar Tay

Hong Kong, HK ✓ Verified

Ease of use and speed

Fast transfers and great exchange rates!

DG

Daniela Gutiérrez

Barcelona, ES ✓ Verified

Great but minor improvements needed

Been using Wise for 47 months. Great rates which I appreciate. However, verification took a bit long. Still recommend overall.

MK

Maja Kozłowski

Warsaw, PL ✓ Verified

Application super pratique!

Using for 3 years with pleasure!

AH

Ahmad Hassan

Dubai, AE ✓ Verified

Everything was good

Everything was good!

RM

Ryan Martinez

Kuala Lumpur, MY ✓ Verified

Happy customer

Been using Wise for 17 months. Great rates which I appreciate. However, customer service could be faster. Still recommend overall.

EW

Edward Wilson

Dublin, IE ✓ Verified

Everything was good

Everything was good!

JT

Jeffrey Thomas

Cairo, EG ✓ Verified

Great but minor improvements needed

Been using Wise for 18 months. Easy interface which I appreciate. However, would like more features. Still recommend overall.

JN

Julia Nilsson

Stockholm, SE ✓ Verified

Rock Stars

You folks are Rock Stars. We love you!

ES

Emily Smith

Auckland, NZ

Reliable service

I've been using Wise for 44 months now and it's been one of the most reliable services I've tried. Transfers are fast, transparent, and the fees are much lower compared to traditional banks.

AH

Andreas Hofmann

Berlin, DE ✓ Verified

Amazing

Very easy to use, very helpful.

PR

Patricia Robinson

Kuala Lumpur, MY ✓ Verified

Good service with small issues

Been using Wise for 27 months. Reliable service which I appreciate. However, occasional delays. Still recommend overall.

EL

Emma Leroy

Brussels, BE ✓ Verified

Happy customer

Been using Wise for 46 months. Fast transfers which I appreciate. However, occasional delays. Still recommend overall.

AN

Adam Nowakowski

Prague, CZ ✓ Verified

You are great

Wise is great!

JG

Johan Gustafsson

Stockholm, SE ✓ Verified

Great but minor improvements needed

Been using Wise for 37 months. Easy interface which I appreciate. However, occasional delays. Still recommend overall.

DA

Deepa Ahmad

Singapore, SG ✓ Verified

Good service with small issues

Been using Wise for 23 months. Great rates which I appreciate. However, occasional delays. Still recommend overall.

RR

Ruby Roberts

Melbourne, AU ✓ Verified

Simple and fast

This is so simple to add money and transfer and convert, all is more fast then ever bank I had before.

Response from Wise

Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!

LP

Lola Petit

Paris, FR ✓ Verified

Happy customer

Been using Wise for 15 months. Great rates which I appreciate. However, app could be improved. Still recommend overall.

KK

Katharina Krause

Zurich, CH ✓ Verified

Everything was good

Everything was good!

SB

Sharon Brown

Bangkok, TH ✓ Verified

Excellent

Excellent! Sending money overseas has never been easier, takes only a few seconds. Been using for 76 months.

DG

Donald Garcia

Marrakech, MA ✓ Verified

Simple transfers

It is always easy to transfer money and a simple step.

Response from Wise

Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!

KR

Karen Rodriguez

Jakarta, ID ✓ Verified

Transparent fees

I really appreciate the real exchange rate and how easy it is to track every step. Highly recommend for 1+ years!

DT

David Thompson

Seoul, KR ✓ Verified

Great but minor improvements needed

Been using Wise for 9 months. Reliable service which I appreciate. However, verification took a bit long. Still recommend overall.

DM

Dorothy Martin

Kuala Lumpur, MY ✓ Verified

Fast transfers

Easy to use, fast transfers.

LA

Lim Abdullah

Dubai, AE ✓ Verified

You are great

Wise is great!

AW

Alexander White

Dublin, IE ✓ Verified

Easy UI/UX

Easy of use and the UI/UX is fantastic.

MS

Malini Sim

Dubai, AE ✓ Verified

Mostly satisfied

Been using Wise for 5 months. Easy interface which I appreciate. However, occasional delays. Still recommend overall.

IL

Isabel López

Buenos Aires, AR ✓ Verified

Mixed experience

Used Wise for 79 months. App has some bugs. It works but there's room for improvement. Not bad but not great either.

HJ

Hugo Jiménez

Mexico City, MX ✓ Verified

Best rates

Much better than traditional banks. Real exchange rate!

JW

Joshua Wong

Dubai, AE ✓ Verified

Reliable service

I've been using Wise for 32 months now and it's been one of the most reliable services I've tried. Transfers are fast, transparent, and the fees are much lower compared to traditional banks.

DJ

Daniel Johnson

Kuala Lumpur, MY ✓ Verified

Very good overall

Been using Wise for 76 months. Reliable service which I appreciate. However, would like more features. Still recommend overall.

JB

Jan Braun

Vienna, AT ✓ Verified

Best rates

Much better than traditional banks. Real exchange rate!

JW

James Wilson

Jakarta, ID ✓ Verified

Happy customer

Been using Wise for 80 months. Great rates which I appreciate. However, customer service could be faster. Still recommend overall.

SM

Sebastian Meyer

Berlin, DE ✓ Verified

Mostly satisfied

Been using Wise for 60 months. Great rates which I appreciate. However, customer service could be faster. Still recommend overall.

YL

Ying Lim

Dubai, AE ✓ Verified

Great but minor improvements needed

Been using Wise for 46 months. Reliable service which I appreciate. However, customer service could be faster. Still recommend overall.

SC

Sophia Cooper

Dublin, IE ✓ Verified

Very good overall

Been using Wise for 50 months. Fast transfers which I appreciate. However, occasional delays. Still recommend overall.

JG

Javier García

São Paulo, BR ✓ Verified

Efficiency and ease

Efficiency in short time and easy to use.

AO

Agnieszka Olszewski

Warsaw, PL ✓ Verified

Good service with small issues

Been using Wise for 3 months. Transparent fees which I appreciate. However, customer service could be faster. Still recommend overall.

MW

Michał Wieczorek

Warsaw, PL ✓ Verified

Mostly satisfied

Been using Wise for 25 months. Reliable service which I appreciate. However, verification took a bit long. Still recommend overall.

LW

Lucas Wright

Melbourne, AU ✓ Verified

Mostly satisfied

Been using Wise for 65 months. Transparent fees which I appreciate. However, verification took a bit long. Still recommend overall.

JT

Jeffrey Taylor

Cairo, EG ✓ Verified

Mixed experience

Used Wise for 38 months. Verification process was slow. It works but there's room for improvement. Not bad but not great either.

KI

Kumar Ibrahim

Singapore, SG ✓ Verified

Good service with small issues

Been using Wise for 22 months. Easy interface which I appreciate. However, verification took a bit long. Still recommend overall.

MR

Manuel Ruiz

Barcelona, ES

Happy customer

Been using Wise for 62 months. Transparent fees which I appreciate. However, would like more features. Still recommend overall.

KL

Katharina Lehmann

Zurich, CH ✓ Verified

Happy customer

Been using Wise for 10 months. Transparent fees which I appreciate. However, occasional delays. Still recommend overall.

RH

Rosa Hernández

Buenos Aires, AR ✓ Verified

Perfect banking app

Perfect banking app! Lower transfer and conversion fees, fastest actions I've ever seen. Using for 3 years with pleasure.

TB

Tim Brouwer

Amsterdam, NL ✓ Verified

Excellent

Excellent! Sending money overseas has never been easier, takes only a few seconds. Been using for 66 months.

RL

Rashmi Low

Hong Kong, HK ✓ Verified

Mostly satisfied

Been using Wise for 32 months. Fast transfers which I appreciate. However, occasional delays. Still recommend overall.

LR

Luis Ramos

Buenos Aires, AR ✓ Verified

Excellent

Excellent! Sending money overseas has never been easier, takes only a few seconds. Been using for 58 months.

SM

Sebastian Malinowski

Warsaw, PL

It's easy to use

It's easy to use.

SA

Sophia Ali

Singapore, SG ✓ Verified

Happy customer

Been using Wise for 26 months. Fast transfers which I appreciate. However, customer service could be faster. Still recommend overall.

ND

Noah Dubois

Brussels, BE

Rock Stars

You folks are Rock Stars. We love you!

JS

Jana Schmid

Vienna, AT ✓ Verified

Easy to use

Very easy to transfer money between countries. Fast and reliable.

CS

Christian Schulze

Berlin, DE ✓ Verified

Disappointed

After 29 months, customer service didn't resolve my issues quickly. Support tried to help but issues persisted. Considering other options.

NM

Nancy Martin

New York, US

Excellent

Excellent, easy service.

DD

Dawid Dudek

Warsaw, PL ✓ Verified

Easy UI/UX

Easy of use and the UI/UX is fantastic.

KJ

Kamil Jankowski

Prague, CZ ✓ Verified

Excellent

Excellent! Sending money overseas has never been easier, takes only a few seconds. Been using for 22 months.

WG

William Garcia

Jakarta, ID ✓ Verified

Mostly satisfied

Been using Wise for 49 months. Reliable service which I appreciate. However, would like more features. Still recommend overall.

EG

Elena Gómez

Barcelona, ES ✓ Verified

Great but minor improvements needed

Been using Wise for 15 months. Transparent fees which I appreciate. However, would like more features. Still recommend overall.

KV

Kim Visser

Amsterdam, NL ✓ Verified

Mixed experience

Used Wise for 69 months. Verification process was slow. It works but there's room for improvement. Not bad but not great either.

SM

Sarah Martinez

Manila, PH ✓ Verified

Good service with small issues

Been using Wise for 54 months. Easy interface which I appreciate. However, verification took a bit long. Still recommend overall.

AJ

Andrew Jones

Jakarta, ID ✓ Verified

Very good overall

Been using Wise for 16 months. Great rates which I appreciate. However, occasional delays. Still recommend overall.

EY

Edward Young

Marrakech, MA ✓ Verified

Mostly satisfied

Been using Wise for 26 months. Easy interface which I appreciate. However, would like more features. Still recommend overall.

SR

Sarah Rodriguez

Bangkok, TH ✓ Verified

Happy customer

Been using Wise for 60 months. Reliable service which I appreciate. However, customer service could be faster. Still recommend overall.

AT

Alejandro Torres

Buenos Aires, AR ✓ Verified

Very good overall

Been using Wise for 21 months. Transparent fees which I appreciate. However, customer service could be faster. Still recommend overall.

BS

Brian Smith

New York, US ✓ Verified

Happy customer

Been using Wise for 65 months. Transparent fees which I appreciate. However, verification took a bit long. Still recommend overall.

SF

Sebastian Fischer

Zurich, CH ✓ Verified

Excellent

Excellent, easy service.

DdG

David de Groot

Amsterdam, NL ✓ Verified

Excellent

Excellent! Sending money overseas has never been easier, takes only a few seconds. Been using for 38 months.

BR

Beatriz Romero

Madrid, ES

Excellent

Excellent, easy service.

DL

Daniel Lee

Marrakech, MA ✓ Verified

You are great

Wise is great!

JW

Jennifer White

Cairo, EG ✓ Verified

Mixed experience

Used Wise for 83 months. App has some bugs. It works but there's room for improvement. Not bad but not great either.

IL

Isaac Lee

Hong Kong, HK ✓ Verified

Great but minor improvements needed

Been using Wise for 81 months. Reliable service which I appreciate. However, would like more features. Still recommend overall.

PW

Paulina Wójcik

Warsaw, PL ✓ Verified

Great but minor improvements needed

Been using Wise for 26 months. Reliable service which I appreciate. However, verification took a bit long. Still recommend overall.

AW

Aziz Wong

Mumbai, IN ✓ Verified

Transparent fees

I really appreciate the real exchange rate and how easy it is to track every step. Highly recommend for 6+ years!

LT

Lee Tay

Dubai, AE ✓ Verified

Fast transfers

Easy to use, fast transfers.

Response from Wise

Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!

YI

Yuta Inoue

Tokyo, JP ✓ Verified

Great but minor improvements needed

Been using Wise for 73 months. Transparent fees which I appreciate. However, app could be improved. Still recommend overall.

DB

Daisy Brown

Dublin, IE ✓ Verified

Mixed experience

Used Wise for 55 months. App has some bugs. It works but there's room for improvement. Not bad but not great either.

IT

Isabella Turner

Dublin, IE ✓ Verified

Amazing

Very easy to use, very helpful.

AF

Aurora Fontana

Rome, IT ✓ Verified

Good service with small issues

Been using Wise for 62 months. Great rates which I appreciate. However, app could be improved. Still recommend overall.

IL

Ingrid Lundberg

Stockholm, SE ✓ Verified

Everything was good

Everything was good!

MH

Max Hofmann

Zurich, CH ✓ Verified

Great but minor improvements needed

Been using Wise for 24 months. Fast transfers which I appreciate. However, occasional delays. Still recommend overall.

ZG

Zuzanna Grabowski

Prague, CZ ✓ Verified

Very quick

Very quick, very thorough, good follow up communication and follow through!

Response from Wise

Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!

CG

Chiara Greco

Rome, IT ✓ Verified

Efficiency and ease

Efficiency in short time and easy to use.

MM

Marie Meyer

Berlin, DE ✓ Verified

Everything was good

Everything was good!

GW

George Williams

London, GB ✓ Verified

Mixed experience

Used Wise for 19 months. Customer service wasn't very responsive. It works but there's room for improvement. Not bad but not great either.

LG

Lucas Gutiérrez

Buenos Aires, AR ✓ Verified

Amazing

Very easy to use, very helpful.

ST

Sophia Turner

London, GB ✓ Verified

Simple and fast

This is so simple to add money and transfer and convert, all is more fast then ever bank I had before.

MJ

Margaret Jackson

Seoul, KR ✓ Verified

Easy to use

Very easy to transfer money between countries. Fast and reliable.

LG

Linda Garcia

Jakarta, ID ✓ Verified

Very quick

Very quick, very thorough, good follow up communication and follow through!

DN

Deepa Ng

Hong Kong, HK ✓ Verified

Mixed experience

Used Wise for 23 months. Had some transfer delays. It works but there's room for improvement. Not bad but not great either.

SS

Suresh Seah

Hong Kong, HK ✓ Verified

Happy customer

Been using Wise for 42 months. Transparent fees which I appreciate. However, customer service could be faster. Still recommend overall.

CB

Cristina Blanco

Barcelona, ES ✓ Verified

Mostly satisfied

Been using Wise for 17 months. Transparent fees which I appreciate. However, occasional delays. Still recommend overall.

EJ

Ella Jackson

Sydney, AU ✓ Verified

Very good overall

Been using Wise for 3 months. Fast transfers which I appreciate. However, occasional delays. Still recommend overall.

JJ

Jacob Jones

Cairo, EG ✓ Verified

Rock Stars

You folks are Rock Stars. We love you!

CB

Chloe Baker

Toronto, CA ✓ Verified

Great helpline

Great helpline. Easy to use.

AW

Anna Wiśniewski

Warsaw, PL ✓ Verified

Very good overall

Been using Wise for 41 months. Reliable service which I appreciate. However, customer service could be faster. Still recommend overall.

DN

Daniel Neumann

Vienna, AT ✓ Verified

Great but minor improvements needed

Been using Wise for 28 months. Reliable service which I appreciate. However, customer service could be faster. Still recommend overall.

RJ

Rebecca Johnson

Seoul, KR ✓ Verified

Very good overall

Been using Wise for 19 months. Transparent fees which I appreciate. However, customer service could be faster. Still recommend overall.

HL

Henry Lee

Toronto, CA

Good Service

Good service, reliable transfers!

SS

Silvia Serrano

São Paulo, BR ✓ Verified

Excellent

Excellent! Sending money overseas has never been easier, takes only a few seconds. Been using for 12 months.

LM

Lisa Meijer

Amsterdam, NL ✓ Verified

Good service with small issues

Been using Wise for 51 months. Fast transfers which I appreciate. However, would like more features. Still recommend overall.

AK

Aneta Kamiński

Warsaw, PL ✓ Verified

Excellent

Excellent, easy service.

GT

George Thompson

Marrakech, MA ✓ Verified

Simple transfers

It is always easy to transfer money and a simple step.

TL

Timothy Lee

Manila, PH ✓ Verified

Perfect banking app

Perfect banking app! Lower transfer and conversion fees, fastest actions I've ever seen. Using for 6 years with pleasure.

AA

Anna Andersson

Stockholm, SE ✓ Verified

Great helpline

Great helpline. Easy to use.

AD

Alberto Domínguez

Mexico City, MX ✓ Verified

Good service with small issues

Been using Wise for 62 months. Fast transfers which I appreciate. However, customer service could be faster. Still recommend overall.

MR

Max Ryan

Sydney, AU ✓ Verified

Best money app

Best app for handling your money, especially convenient when traveling!

XC

Xin Chia

Dubai, AE

Great but minor improvements needed

Been using Wise for 54 months. Great rates which I appreciate. However, verification took a bit long. Still recommend overall.

OB

Oliver Brown

Dublin, IE ✓ Verified

Mixed experience

Used Wise for 56 months. Fees higher than expected for certain transfers. It works but there's room for improvement. Not bad but not great either.

LG

Leo González

Barcelona, ES ✓ Verified

Mixed experience

Used Wise for 2 months. Had some transfer delays. It works but there's room for improvement. Not bad but not great either.

SE

Sophie Evans

Dublin, IE ✓ Verified

Perfect

All works fine and easy. Experience in 6 countries.

Response from Wise

Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!

LB

Lily Brown

Dublin, IE ✓ Verified

Efficiency and ease

Efficiency in short time and easy to use.

Response from Wise

Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!

VF

Vincenzo Ferrari

Rome, IT ✓ Verified

Great but minor improvements needed

Been using Wise for 79 months. Reliable service which I appreciate. However, would like more features. Still recommend overall.

AG

Amelia Green

Dublin, IE ✓ Verified

Reliable service

I've been using Wise for 59 months now and it's been one of the most reliable services I've tried. Transfers are fast, transparent, and the fees are much lower compared to traditional banks.

Response from Wise

Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!

NM

Nicholas Martin

New York, US ✓ Verified

Very good overall

Been using Wise for 75 months. Transparent fees which I appreciate. However, verification took a bit long. Still recommend overall.

WH

William Hall

Dublin, IE ✓ Verified

Great but minor improvements needed

Been using Wise for 27 months. Transparent fees which I appreciate. However, occasional delays. Still recommend overall.

JL

Joseph Lee

Bangkok, TH ✓ Verified

Mixed experience

Used Wise for 44 months. App has some bugs. It works but there's room for improvement. Not bad but not great either.

YH

Yusof Hassan

Hong Kong, HK ✓ Verified

Very good overall

Been using Wise for 77 months. Great rates which I appreciate. However, would like more features. Still recommend overall.

OW

Oscar White

London, GB ✓ Verified

You are great

Wise is great!

JR

James Roberts

Dublin, IE ✓ Verified

Simple and fast

This is so simple to add money and transfer and convert, all is more fast then ever bank I had before.

JK

Julia Karlsson

Stockholm, SE ✓ Verified

Disappointed

After 7 months, verification took weeks. Support tried to help but issues persisted. Considering other options.